About Us

Flap Multipurpose Cooperative Society Ltd is a people oriented initiative brought to life to assist people make the right financial decisions while creating extra income for them through investments in Real estate, Agriculture and other Assets channels.
As a cooperative society, we believe in the common wealth of skills, talents, experiences and other resources that can be harnessed, managed and increased for the social economic benefits and impacts of our members and partners.
We therefore create practical, time trusted economic Assets such as Real Estate and Agriculture that are practically of lowest risk to our individual or collective resources.
With these instruments, we can save, invest, take loans and other financial supports to help our members and partners achieve their Goals at ease per time.

Our aim is to support individuals of all class with flexibility and affordability of wealth creating and redistributing Assets that can foster prosperity for all.
Flap Multipurpose Cooperative Society Ltd is licensed by the Lagos state Ministry of commerce, industry and cooperatives (LSCS 17428).
FLAP meaning FLEXIBLE LUXURY and ASSET PAYMENT is a registered company with the Corporate Affairs Commission (RC 1618215), Nigeria with the sole aim of making luxuries and assets affordable to all by the use of technology to solve consumer financing and investment.
Our targets are people with whom we share common values and ideologies; young, middle aged and elderly professionals, aspiring, striving or thriving entrepreneurs, to meet their personal, economic, social aspirations through a structured, well managed Government regulated institution jointly owned by members and partner’s enterprise; Flap Multipurpose Cooperative Society Ltd
Flap Multipurpose Cooperative Society Ltd an enterprise managed by carefully elected management team in partnership with the Lagos State Government regulatory body.
Our operations are yearly audited by the State Government which therefore states that members and partner’s funds must be well accounted for in accordance with the Laws governing Cooperative Society.  
Our business model and strategic operational framework explores all possibilities in the digital age for product innovations and business trends while enhancing extraordinary service delivery to our members, partners and customers with top-notch professionalism and assured satisfaction.
Our services involve member’s savings and loans, member’s project shareholding and investments in Real Estate, Agriculture and other strategic sources.
All categories managed by experts in classified portfolios and subsidiaries. Our Real Estate is managed by Assetrise Limited
Assetrise Limited has been duly registered as a Real Estate Entity with the Corporate Affairs Commission, licensed by the Lagos State Real Estate Regulatory Authority and SCUML certified by the Economic and Financial Crime Commission –EFCC.
FLAP was recently awarded by African Brands by Silver Bird Television as one of the fastest growing 100 Africa business brands.

We believe in optimising financial opportunities and have continuously proven to our vast population of over 1000 partners that “money can always generate more value when put to good use than kept or left to fallow”.

Housing/Shelter and Food/Agriculture remains a mainstay of any viable economy, this lead us to creating Home ownership transitional initiative called Agrolandvest where we turnover an average of N180million annually with over 50 acres cultivated with maize, cassava and pineapple on Earmarked Estate land-Gated across four Estate Locations on the Agrolandvest Project. This profit oriented system allows our partners to own viable lands in rapidly developing communities and earn rental income from agriculture while waiting to build annually and can use them for other purposes in the future.

Flap Multipurpose Cooperative Society Ltd is a people oriented initiative brought to life to assist people make the right financial decisions while creating extra income for them through investments in Real estate, Agriculture and other Assets channels.
As a cooperative society, we believe in the common wealth of skills, talents, experiences and other resources that can be harnessed, managed and increased for the social economic benefits and impacts of our members and partners.
We therefore create practical, time trusted economic Assets such as Real Estate and Agriculture that are practically of lowest risk to our individual or collective resources.
With these instruments, we can save, invest, take loans and other financial supports to help our members and partners achieve their Goals at ease per time.

Our aim is to support individuals of all class with flexibility and affordability of wealth creating and redistributing Assets that can foster prosperity for all.
Flap Multipurpose Cooperative Society Ltd is licensed by the Lagos state Ministry of commerce, industry and cooperatives (LSCS 17428).
FLAP meaning FLEXIBLE LUXURY and ASSET PAYMENT is a registered company with the Corporate Affairs Commission (RC 1618215), Nigeria with the sole aim of making luxuries and assets affordable to all by the use of technology to solve consumer financing and investment.
Our targets are people with whom we share common values and ideologies; young, middle aged and elderly professionals, aspiring, striving or thriving entrepreneurs, to meet their personal, economic, social aspirations through a structured, well managed Government regulated institution jointly owned by members and partner’s enterprise; Flap Multipurpose Cooperative Society Ltd
Flap Multipurpose Cooperative Society Ltd an enterprise managed by carefully elected management team in partnership with the Lagos State Government regulatory body.
Our operations are yearly audited by the State Government which therefore states that members and partner’s funds must be well accounted for in accordance with the Laws governing Cooperative Society.
Our business model and strategic operational framework explores all possibilities in the digital age for product innovations and business trends while enhancing extraordinary service delivery to our members, partners and customers with top-notch professionalism and assured satisfaction.
Our services involve member’s savings and loans, member’s project shareholding and investments in Real Estate, Agriculture and other strategic sources.
All categories managed by experts in classified portfolios and subsidiaries. Our Real Estate is managed by Assetrise Limited
Assetrise Limited has been duly registered as a Real Estate Entity with the Corporate Affairs Commission, licensed by the Lagos State Real Estate Regulatory Authority and SCUML certified by the Economic and Financial Crime Commission –EFCC.
FLAP was recently awarded by African Brands by Silver Bird Television as one of the fastest growing 100 Africa business brands.

flap cooperative gallery (4)

We believe in optimising financial opportunities and have continuously proven to our vast population of over 1000 partners that “money can always generate more value when put to good use than kept or left to fallow”.

Housing/Shelter and Food/Agriculture remains a mainstay of any viable economy, this lead us to creating Home ownership transitional initiative called Agrolandvest where we turnover an average of N180million annually with over 50 acres cultivated with maize, cassava and pineapple on Earmarked Estate land-Gated across four Estate Locations on the Agrolandvest Project. This profit oriented system allows our partners to own viable lands in rapidly developing communities and earn rental income from agriculture while waiting to build annually and can use them for other purposes in the future.

Our Goals

  • To position 1 million individuals and groups from financial instability to financial freedom via strategic and sustainable Asset base Cooperative Investment model
  • To build a transitional Housing Development Plan to solve emerging housing deficit via the Land rental income Project which is positioned to solve food insecurity
  • To position millions of partners for wealth creation by taking advantage of flexible and affordable land / home ownership plan as a high value appreciating asset
  • To raise, educate and sustain over 1 million Business Associates to become Intra and Entrepreneurs using Asset base financing as a means to raise Start-up Capital to power their Enterprises and Dreams
  • To raise a Financially Intelligent Generation via Asset investment education and practical investments in Assets such as Real Estate and cash crop farming

Good people work hard, Great people work smart but Geniuses NETWORK for opportunities!

Flap Multipurpose cooperative society Ltd is licensed by the Lagos state Ministry of commerce, industry and cooperatives. It is a people venture initiative to assist individuals own, invest and earn from Real Estate and agricultural and other strategic Assets investments.

FLAP meaning FLEXIBLE LUXURY and ASSET PAYMENT is a registered company with the Corporate Affairs Commission, Nigeria with the sole aim of making luxuries and assets affordable to all by the use of technology to solve consumer financing and investment.

The cooperative was berthed from the genuity of supporting individuals to achieve their crave for Assets ownership and investment,

Lending credence to the wealth of the developed nations and how easy life can be for every human in accomplishing basic needs and even greater goals with a flexible system that support the finance of all from education, technology, investment, housing and more we are motivated to create a formidable and accountable system that can make this work in Nigeria and Africa.

The diverse pool of membership ownership, investment and finance interest are well structured and managed by expert partnering organizations- Real Estate development is managed by Assetrise Ltd while the agricultural investment is managed by Agrowise while our consumer finance and savings is managed by Flexible Luxury and Asset ltd and Pilot Finance Ltd also in partnership with Pilot Finance Ltd( a CBN licensed investment house providing consumer financing and savings services)

To further strengthen our corporate business seamless and secured operations, our Agro investment is insured by LEADWAY ASSURANCE PLC while our Real Estate business and products are insured by Mutual Benefit Insurance PLC.

Why FLAP COOP?

  • PROFITABLE AND GUARANTEED RETURN ON INVESTMENT
  • ACCOUNTABILITY AND INTEGRITY
  • SECURITY OF INVESTMENT
  • COMPLIANCE TO ALL REGULATORY STANDARDS
  • COMPETENT MANAGEMENT

Our Vision

To grow into a Global Investment Bank creating, sustaining and transcending strategic asset investments such as Real Estate, Agriculture and more into practical business innovations for individuals, groups and national prosperity.

Our Philosophy

Good people work hard, Great people work smart but Geniuses NETWORK for opportunities!
Our Core Values

  • Genuine
  • Relational
  • Excellence
  • Accountable
  • Timely

Our Mision

To harness, create and redistribute wealth with time trusted Assets and innovations by partnering with likeminded individuals and groups through the provision of exceptional services, delivering unparalleled financial and socio-economic values and diligently pursuing the tenets of regulatory bodies, accountability to partners and profitable engagements.

Our Mandate

  1. Asset ownership and investment via real estate
  2. Affordable housing plans for all
  3. Food Security via innovative Agropreneurship
  4. Wealth creation and distribution via standard cooperative practices

Vision 2050

To develop, manage and sustain;

  • 100 Eco-friendly Smart Cities
  • 100 Farm Projects (green house and open farms- cash crops and staple foods)
  • 10 Agro processing plants
  • In 50 nations-states
  • With 10 million partners and more100,000 plus jobs
  • A Global Fintech- investment bank

Our Board

Professor Rotimi Olatunji

Chairman, Board of Directors

Ojamamoye E. Oluwadurotimi

Group Managing Director

Engr Mrs Olamide Akin-Owolabi

Chief Operating Officer

Chioma Esuabom ESQ

Legal Lead

Engr. Owolabi Akintunde

Director of Projects

Adedotun Adeboye

Digital Director

Joshua Olaopin

Non Executive Director of Finance

A message from our Board of Directors