INTRODUCTION

Do you desire a smarter, secured and affordable way to save, invest and earn good returns to achieve your goals and fulfill your dreams?

Join Flapcoop today!

Flap Multipurpose Cooperative Society Limited is licensed by the Lagos State Ministry of commerce, trade and cooperatives.

At FlapCoop, we invest in Real Estate Projects ( residential, Commercial,  Agricultural and Industrial Estates developments) and sell to earn good returns for our cooperators.

Real Estate is the surest and safest investment you can trust.

With FlapCoop – you can own, invest and earn from Real Estate and Agriculture.

  • 30% –  12 months
  • 15% –   6 months
  • Prorata basis on your monthly or one off contribution to our projects with a minimum of 3k per month.
  • Save towards your goals ( education, rent, projects, family, luxuries and more
  • Cash out your total savings plus 30% shared profit per annum
  • Multipurpose Customized Membership ATM Card in partnership with Zenith Bank.
  • Access to Collateral free Quick Loans
  • LPOs/Project finance
  • Community Discount Purchase and more.
  • Access Trainings and developments
  • Deed of Membership
  • Membership Certificate
  • Insurance Cover
  • Automated pay-out system
  • Accountable management team

Terms and Conditions| MEMBERSHIP SAVINGS PLAN

Please read these terms and Conditions carefully .The Agreement sets out the legally binding terms and conditions.

Upon subscribing to joining FLAP Multipurpose Cooperative as a member, you hitherto confirm that you understand and agree to all the terms stated herein.

 Profit Sharing

Each member is entitled to the following upon registration and commencement of savings:

120k Plan (Advance) -*30% in 12 months and 15% in 6 months

60k Plan (Premium)                 – *25% in 12 months and 12% in 6 months

36k Plan (Basic)          -*20% in 12 months and 10% in 6 months

All on prorata basis on your monthly or one off contribution to our projects with a minimum of 3k per month.

 Benefits

Each member is entitled to the following upon registration:

* Save towards your Goals (education, rent, projects, family, luxuries and more

* Cash out your total savings plus  shared profit per annum

* Multipurpose Customized Membership ATM Card in partnership with Zenith Bank.

* Access to Collateral free Quick Loans

* LPOs/Project finance

* Community Discount Purchase and more.

* Access Trainings and developments

 Funds Security:

The cooperative shall deliver the underlisted to the member upon subscription to the membership savings plan:

*Deed of Membership

*Membership Certificate

*Insurance Cover

*Automated pay-out system

* Accountable management team.

Product  FAQ

Our Product FAQ contains Frequently Asked Questions on the product. Thus, by agreeing to the terms contained therein, you are deemed to have fully subscribed to same at will.

Mode of Payment

FLAP Multipurpose Cooperative Society Limited (FLACOOP) does not accept payments either by bank transfer, deposit, cheques, bank drafts, or cash through any Agent, Consultant, or Associate of the company. All payments should be made through the designated payment channels in favor of FLAP Multipurpose Cooperative Society  Limited . FLAPCOOP shall not be liable for any loss due to failure to adhere strictly to these terms and conditions.

Yearly Returns and Profit Sharing

In the event that a members savings has reached the one year target, the member is expected to request for their Capital plus Profit share or Capital only or Profit Share only to be paid to them by sending a notice to Flapcoop through the customer care line of email to [email protected]

Termination

For personal or business reasons, no party shall seek for termination of this Agreement herein BEFORE OR ON the period of 3 months from the effective date of this Agreement. However, a party can send a notice of termination to the other party in writing at least 2 months before the date of termination

And in the event you terminate this Agreement before maturity, you shall forfeit all Profit share accrued upon the saved sum.

Fraud/illegality

The Cooperative shall not be liable for any damages at tort or under criminal code and laws of the federation for such deposits received from you, which is illegal or questionable.

Right to Update

The Cooperative reserves to update its policies at any given time to cater for changes in industry and market space.

INTRODUCTION

Do you desire a smarter, secured and affordable way to save, invest and earn good returns to achieve your goals and fulfill your dreams?

Join Flapcoop today!

Flap Multipurpose Cooperative Society Limited is licensed by the Lagos State Ministry of commerce, trade and cooperatives.

At FlapCoop, we invest in Real Estate Projects ( residential, Commercial,  Agricultural and Industrial Estates developments) and sell to earn good returns for our cooperators.

Real Estate is the surest and safest investment you can trust.

With FlapCoop – you can own, invest and earn from Real Estate and Agriculture.

  • 30% –  12 months
  • 15% –   6 months
  • Prorata basis on your monthly or one off contribution to our projects with a minimum of 3k per month.
  • Save towards your goals ( education, rent, projects, family, luxuries and more
  • Cash out your total savings plus 30% shared profit per annum
  • Multipurpose Customized Membership ATM Card in partnership with Zenith Bank.
  • Access to Collateral free Quick Loans
  • LPOs/Project finance
  • Community Discount Purchase and more.
  • Access Trainings and developments
  • Deed of Membership
  • Membership Certificate
  • Insurance Cover
  • Automated pay-out system
  • Accountable management team

Terms and Conditions| MEMBERSHIP SAVINGS PLAN

Please read these terms and Conditions carefully .The Agreement sets out the legally binding terms and conditions.

Upon subscribing to joining FLAP Multipurpose Cooperative as a member, you hitherto confirm that you understand and agree to all the terms stated herein.

 Profit Sharing

Each member is entitled to the following upon registration and commencement of savings:

120k Plan (Advance) -*30% in 12 months and 15% in 6 months

60k Plan (Premium)                 – *25% in 12 months and 12% in 6 months

36k Plan (Basic)          -*20% in 12 months and 10% in 6 months

All on prorata basis on your monthly or one off contribution to our projects with a minimum of 3k per month.

 Benefits

Each member is entitled to the following upon registration:

* Save towards your Goals (education, rent, projects, family, luxuries and more

* Cash out your total savings plus  shared profit per annum

* Multipurpose Customized Membership ATM Card in partnership with Zenith Bank.

* Access to Collateral free Quick Loans

* LPOs/Project finance

* Community Discount Purchase and more.

* Access Trainings and developments

 Funds Security:

The cooperative shall deliver the underlisted to the member upon subscription to the membership savings plan:

*Deed of Membership

*Membership Certificate

*Insurance Cover

*Automated pay-out system

* Accountable management team.

Product  FAQ

Our Product FAQ contains Frequently Asked Questions on the product. Thus, by agreeing to the terms contained therein, you are deemed to have fully subscribed to same at will.

Mode of Payment

FLAP Multipurpose Cooperative Society Limited (FLACOOP) does not accept payments either by bank transfer, deposit, cheques, bank drafts, or cash through any Agent, Consultant, or Associate of the company. All payments should be made through the designated payment channels in favor of FLAP Multipurpose Cooperative Society  Limited . FLAPCOOP shall not be liable for any loss due to failure to adhere strictly to these terms and conditions.

Yearly Returns and Profit Sharing

In the event that a members savings has reached the one year target, the member is expected to request for their Capital plus Profit share or Capital only or Profit Share only to be paid to them by sending a notice to Flapcoop through the customer care line of email to [email protected]

Termination

For personal or business reasons, no party shall seek for termination of this Agreement herein BEFORE OR ON the period of 3 months from the effective date of this Agreement. However, a party can send a notice of termination to the other party in writing at least 2 months before the date of termination

And in the event you terminate this Agreement before maturity, you shall forfeit all Profit share accrued upon the saved sum.

Fraud/illegality

The Cooperative shall not be liable for any damages at tort or under criminal code and laws of the federation for such deposits received from you, which is illegal or questionable.

Right to Update

The Cooperative reserves to update its policies at any given time to cater for changes in industry and market space.